> For the complete documentation index, see [llms.txt](https://userguide.luffa.im/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://userguide.luffa.im/luffa-card/key-features-of-luffa-card.md).

# Key features of Luffa Card

<figure><img src="https://2020996148-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FCAqZiypezzCX47e2WNNm%2Fuploads%2FkI3yB8dlOiwPXR00DqE1%2F%E5%B1%8F%E5%B9%95%E6%88%AA%E5%9B%BE%202025-09-09%20173315.png?alt=media&amp;token=614d326d-58fd-43c3-a82e-8674c48e0dca" alt=""><figcaption></figcaption></figure>

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1. Crypto-to-Fiat Payments\
   Pay with USDT, while merchants receive local fiat currency - no manual conversion required.
2. Automatic Conversion at Checkout\
   Your USDT is instantly converted to fiat during the transaction process for smooth, real-time settlement.
3. Co-Branded with Visa\
   Issued in partnership with Visa, the card is accepted at millions of merchants worldwide that support Visa payments.
4. Virtual Card Ready\
   Can be linked to third-party platforms for online purchases and digital wallet payments.