> For the complete documentation index, see [llms.txt](https://userguide.luffa.im/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://userguide.luffa.im/luffa-card/key-features-of-luffa-card.md).

# Key features of Luffa Card

<figure><img src="/files/SCG3410uqg8Kzgb0A2wG" alt=""><figcaption></figcaption></figure>

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1. Crypto-to-Fiat Payments\
   Pay with USDT, while merchants receive local fiat currency - no manual conversion required.
2. Automatic Conversion at Checkout\
   Your USDT is instantly converted to fiat during the transaction process for smooth, real-time settlement.
3. Co-Branded with Visa\
   Issued in partnership with Visa, the card is accepted at millions of merchants worldwide that support Visa payments.
4. Virtual Card Ready\
   Can be linked to third-party platforms for online purchases and digital wallet payments.