> For the complete documentation index, see [llms.txt](https://userguide.luffa.im/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://userguide.luffa.im/luffa-card/why-choose-luffa-card.md).

# Why choose Luffa Card?

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1. Real-World Spending with Crypto\
   Use your crypto directly to buy coffee, order food, or book flights - there’s no need to withdraw or convert assets manually.
2. Broad Compatibility\
   Fully supports Apple Pay and Google Pay for convenient contactless payments.
3. No Credit Check Required\
   Skip the traditional credit approval process - fast and easy application with no financial history required.
4. Fast Settlement with Luffa Wallet\
   Seamlessly connected to your Luffa Web3 Wallet, ensuring fast fund processing and eliminating the delays of traditional credit card systems.